BASEL QUESTION ANSWERS

1) When bank ensure that bank maintain a buffer of capital that can be used to absorb losses during economic stress is known as ---

a) Conservation Buffer           b) Surplus                     c) Profit               d) none of these

Ans  a

2) In BCBS , ‘s’ stands for ------

a)support                    b)Stop                     c) supervision              d) none of these

Ans  c

3) In which year Basel III implementation stared ------

a) 1^st April 2010       b)   1^st April 2013            c) 1^st April 2014             d) 1^st April 2015

  Ans  b

4) When RBI supervise Basel implementation bank wise is known as - -----

a)ICAAP                            b) SRDP                    c)SREP               d) none of these

Ans  C

5) When BASEL III fully implemented----

a) march 2017               b) march 2018                   c) march 2019                  d) march 2020

  Ans  c             

6) which contracted  assets and liabilities on account of relationship or to be held till maturity for earnings of income known as ----

a) Daybook                            b)Banking book                   c)Accounting book               d) none of these

Ans  b

7)core capital also known as ----

a)   Tier I capital                   b) Tier II capital                c) Tier III capital          d) none of these

Ans  a

8) what refers to the assets that are held are held  primarily for generating profit on short term differences in price on yield------------

a) Banking book                            b) Trading book                    c)Day book               d) none of these

Ans  b

9)what is a method for  calculating and controlling exposure to market risk----

a)value at risk               b)Risk cover                     c)stop loss                d) none of these

Ans  a

10)The business activities of a bank that generally do not involve booking assets (loans) and taking deposits are called------

a)        ALM        b)Bad loan exposure      c) off balance sheet exposure               d) none of these

Ans  c

11)In ICAAP,  assessment process organised by---

     a)RBI           b) Bank itself      c)CIBIL         d)SIDBI

Ans  b

12)Main motive of Basel accord is----

    a)increase Risk weighted assets

    b)Decrease portfolio income

   c)increase Risk tolerance level

   d)none of these

Ans  c

13)what is the purpose of  indradhanush-plan?

     a)for-revamp-of-public-sector-banks           c) for-revamp-of-private-sector-banks

      b) for-revamp-of-foreign-sector-banks        d) for-revamp-of-RRB

 Ans a

14) How much amount the Government of India proposes to make available for  indradhanush-plan in the Financial Year 2015 -16?

a) . 25,000 crore         b) . 30,000 crore       c) . 60,000 crore        d) . 70,000 crore

Ans a

15) what is the total amount Government of India proposes to make available out of budgetary allocations for four years?

a) . 25,000 crore         b) . 30,000 crore       c) . 60,000 crore        d) . 70,000 crore

Ans d

16) what is the the capital requirement of extra capital for the next four years up to FY 2019?

a) Rs.1,40,000 crore.          b) Rs.1,80,000 crore.      c) Rs.1,90,000 crore.     d) Rs.2,00,000 crore.

Ans b

17) How much amount the Government of India proposes to make available for  indradhanush-plan in the Financial Year 2018 -19?

a) . 10,000 crore         b) . 25,000 crore       c) . 30,000 crore        d) . 35,000 crore

Ans a

18) which department setup by RBI to collect, store, and disseminate credit data to banks on credit exposures of Rs. 5 crore and above-----

a)CRILC     b)CIBIL       C)CRISIL      D)ICRA

Ans a

19) How many new DRT Government has decided to establish?

     a) Six new Debt Recovery Tribunals (DRT)     b) Seven new Debt Recovery Tribunals (DRT)

     c) Eight new Debt Recovery Tribunals (DRT)     d) Ten six new Debt Recovery Tribunals (DRT)

  Ans a

20) what is  the minimum investment in Security Receipts  for ARC which was earlier 5%?

a) 10%                     b) 15%           c) 20%             d) 25%
Ans b

21)which departments setup by RBI FOR timely restructuring of accounts which are considered to be viable, and taking prompt steps by banks for recovery or sale of unviable accounts

a)CARE             b)MNC               c) CIBIL          d) JLF and CAP

Ans d

22) capital allocation from the government, Improved valuations coupled with value unlocking from non-core assets as well as improvements in capital productivity, will enable PSBs to raise the remaining how much  amount from the market?

a)Rs. 1,10,000 crore         b) Rs. 1,50,000 crore            c) Rs. 1,70,000 crore          d) c) Rs. 1,90,000 crore

Ans a

23) How much amount the Government of India proposes to make available for  indradhanush-plan in the Financial Year 2016 -17?

a) . 25,000 crore         b) . 30,000 crore       c) . 60,000 crore        d) . 70,000 crore

Ans a

24) when Finance minister  Mr.Arun Jaitley launched a seven pronged plan-- Indradhanush--to revamp functioning of public sector banks?

a) August  8, 2015           b) August  9, 2015        c) August 12, 2015       d) August 14, 2015

Ans d

25) what is the capital adequacy ratio maintained by Bandhan Bank?

 a)9%                    b)15%                                c)34%                          d)36%
Ans c