1) When bank ensure that bank maintain a buffer of capital
that can be used to absorb losses during economic stress is known as ---
a) Conservation Buffer b) Surplus c) Profit d) none of these
Ans a
2) In BCBS , ‘s’ stands for ------
a)support b)Stop c) supervision d) none of these
Ans c
3) In which year Basel III implementation stared ------
a) 1st April 2010 b) 1st
April 2013 c) 1st April 2014 d) 1st April 2015
Ans b
4) When RBI supervise Basel implementation bank wise is
known as - -----
a)ICAAP b) SRDP c)SREP d) none of these
Ans C
5) When BASEL III fully implemented----
a) march 2017
b) march 2018 c) march 2019 d) march 2020
Ans c
6) which contracted
assets and liabilities on account of relationship or to be held till
maturity for earnings of income known as ----
a) Daybook b)Banking book c)Accounting book d) none of these
Ans b
7)core capital also known as ----
a) Tier I capital b) Tier II capital c) Tier III capital d) none of these
Ans a
8) what refers to the assets that are held are held primarily for generating profit on short term
differences in price on yield------------
a) Banking book b) Trading book c)Day book d) none of these
Ans b
9)what is a method for
calculating and controlling exposure to market risk----
a)value at risk b)Risk
cover c)stop loss d) none of these
Ans a
10)The business activities of a bank that generally do not
involve booking assets (loans) and taking deposits are called------
a) ALM b)Bad loan exposure c) off balance sheet exposure d) none of these
Ans c
11)In ICAAP,
assessment process organised by---
a)RBI b) Bank itself c)CIBIL d)SIDBI
Ans b
12)Main motive of Basel accord is----
a)increase Risk
weighted assets
b)Decrease
portfolio income
c)increase Risk tolerance
level
d)none of these
Ans c
13)what is the purpose of indradhanush-plan?
a)for-revamp-of-public-sector-banks c)
for-revamp-of-private-sector-banks
b)
for-revamp-of-foreign-sector-banks
d) for-revamp-of-RRB
Ans a
14)
How much amount the Government of India proposes to make available for indradhanush-plan in the Financial Year 2015
-16?
a)
. 25,000 crore b) . 30,000
crore c) . 60,000 crore d) . 70,000 crore
Ans
a
15)
what is the total amount Government of India proposes to make available out of
budgetary allocations for four years?
a)
. 25,000 crore b) . 30,000
crore c) . 60,000 crore d) . 70,000 crore
Ans
d
16)
what is the the capital requirement of extra capital for the next four years up
to FY 2019?
a)
Rs.1,40,000 crore. b)
Rs.1,80,000 crore. c) Rs.1,90,000
crore. d) Rs.2,00,000 crore.
Ans
b
17) How much amount the Government of India proposes to make available for indradhanush-plan in the Financial Year 2018 -19?
17) How much amount the Government of India proposes to make available for indradhanush-plan in the Financial Year 2018 -19?
a)
. 10,000 crore b) . 25,000
crore c) . 30,000 crore d) . 35,000 crore
Ans
a
18)
which department setup by RBI to collect, store, and disseminate credit data to
banks on credit exposures of Rs. 5 crore and above-----
a)CRILC b)CIBIL C)CRISIL D)ICRA
Ans
a
19)
How many new DRT Government has decided to establish?
a) Six new Debt Recovery Tribunals
(DRT) b) Seven new Debt Recovery
Tribunals (DRT)
c) Eight new Debt Recovery Tribunals
(DRT) d) Ten six new Debt Recovery
Tribunals (DRT)
Ans a
Ans a
20)
what is the minimum investment in
Security Receipts for ARC which was
earlier 5%?
a)
10% b) 15% c) 20% d) 25%
Ans b
Ans b
21)which
departments setup by RBI FOR timely restructuring of accounts which are
considered to be viable, and taking prompt steps by banks for recovery or sale
of unviable accounts
a)CARE b)MNC c) CIBIL d) JLF and CAP
Ans
d
22)
capital allocation from the government, Improved valuations coupled with value
unlocking from non-core assets as well as improvements in capital productivity,
will enable PSBs to raise the remaining how much amount from the market?
a)Rs.
1,10,000 crore b) Rs. 1,50,000
crore c) Rs. 1,70,000
crore d) c) Rs. 1,90,000 crore
Ans
a
23)
How much amount the Government of India proposes to make available for indradhanush-plan in the Financial Year 2016
-17?
a)
. 25,000 crore b) . 30,000 crore c) . 60,000 crore d) . 70,000 crore
Ans
a
24)
when Finance minister
Mr.Arun Jaitley launched a seven pronged plan-- Indradhanush--to revamp
functioning of public sector banks?
a) August 8, 2015 b) August 9, 2015
c) August 12, 2015 d) August
14, 2015
Ans
d
25)
what is the capital adequacy ratio maintained by Bandhan Bank?
a)9% b)15% c)34% d)36%
Ans c
Ans c
