FINANCIAL INCLUSION MEANS INCLUSION OF POOR AND UNDER
PRIVILEGED PEOPLE WITH DIFFERENT FINANCIAL INSTITUTION OR BANKS AT AFFORDABLE
COST.
RBI SETUP RANGARAJAN COMMITTEE IN 2004 TO LOOK INTO
FINANCIAL INCLUSION.
MANGALAM BECOME THE FIRST VILLAGE IN INDIA WHERE ALL
HOUSEHOLDS WERE PROVIDED BANKING FACILITY.
PMJDY
IT WAS LAUNCHED ON 28.08.2014
IT IS A NATIONAL MISSION FOR FINANCIAL INCLUSION TO ENSURE
ACCESS TO BANKING / SAVING AND DEPOSIT ACCOUNTS, REMITTANCE, CREDIT, INSURANCE,
PENSION IN AFFORDABLE MANNER.
IF ADHAR DOCUMENTS NOT AVAILABLE ANY ONE OF THE OFFICIALLY
VALID DOCUMENT REQUIRED.
BENEFITS –
INTEREST ON DEPOSIT.
ACCIDENT INSURANCE UP TO 2 LAKH OPENED AFTER 28.08.18.
NO MINIMUM BALANCE REQUIRED
LIFE INSURANCE COVERS UP TO RS 30000, WHERE ACCOUNT OPENED
BEFORE 2015.
EASY TRANSFER OF MONEY ACROSS INDIA.
DBT APPLICABILITY.
OVER DRAFT FACILITY UP TO RS RS 10000 AND THERE WILL BE NO
CONDITIONS ATTACHED FOR OD FOR RS 2000.
OVER DRAFT AGE LIMIT 18 TO 60YR.
7.5 CR JAN DHAN ACCOUNT HOLDERS RECEIVING DRT.
13.98 CR SUBSCRIBER UNDER PRIME MINISTER SURKSHA BEMA
YOJANA.
1.11 CR PEOPLE HAVE SUBSCRIBED ATAL PENSION YOJANA.
53 % WOMEN JAN DHAN ACCOUNT HOLDER AND 59% RURAL AND SEMI
RURAL BASED.
32.68 CR BENEFICIARIES.
82006.33CR BALANCE IN BENEFICIARY ACCOUNT.
FINANCIAL LITERACY
IT MEANS TO EDUCATE PEOPLE TO USE FINANCIAL ASSETS
EFFECTIVELY TO ENHANCE WELL BEING AND ECONOMIC SECURITY.
