PRADHAN MANTRI JAN-DHAN YOJANA

PRADHAN MANTRI JAN-DHAN YOJANA

FINANCIAL INCLUSION MEANS ADD THOSE PEOPLE WHO DONT HAVE ACCOUNT WITH BANK.

PMJDY WERE INTRODUCED IN 25 AUG 2014.

PREVIOUSLY KNOWN AS NO FRILLS ACCOUNT CONVERTED AS BSBDA (BASIC SAVING BANK DEPOSIT ACCOUNT) IN 2012.

NO FRILLS ACCOUNT WAS INTRODUCED IN 2005.

IN BSBDA PEOPLE CAN OPEN HIS ACCOUNT WITH NO BALANCE OR ZERO BALANCE.

PRESENTLY 12.54 CR ACCOUNT WERE OPENED UNDER PMJDY.

11.07 CR RUPAY DEBIT CARD WERE ISSUED TILL DATE.

10.49 THOUSAND CR WERE DEPOSITED UNDER PMJDY.

RUPAY CARD HOLDER CAN GET ACCIDENT  BENEFIT  UP TO 30 THOUSAND.

A PERSON CAN GET PASSBOOK, ATM, PIN UNDER THIS ACCOUNT.

A PERSON CAN USE HIS CARD IN CASH WITHDRAW, BALANCE EN-QUERY,POINT OF SALE, E-COMMERCE ETC.

A PERSON CAN TRANSFER HIS MONEY THROUGH MOBILE BANKING.

UNDER DBT (DIRECT BENEFIT TRANSFER),THE SUBSIDY WILL BE TRANSFER TO HIS BANK ACCOUNT LIKE GAS OR WAGES OF 100 DAYS WORK. 

IF A PERSON OPERATE HIS ACCOUNT PROPERLY THEN HE CAN GET OVERDRAFT UPTO 5 THOUSAND.

MINIMUM DOCUMENT REQUIRED FOR ACCOUNT OPENING LIKE ADHAR CARD OR MGNREGA CARD.

NO LIMIT FOR DEPOSIT BUT MAX 4 FREE WITHDRAWALS  FROM BSBDA ACCOUNT.

AT LEAST ONE ACCOUNT IN EVERY HOUSEHOLD.

 HOUSEHOLD COVERAGE INCREASED TO 89% AND ABOUT 2.18CR HOUSEHOLDS STILL UNCOVERED.

BANK MITRAS TO HELP PEOPLE IN DIFFERENT ASPECT (MAKE PEOPLE AWARE HOW  ACCOUNT HELPS THEM).