INVESTMENT TABLE FOR FINANCIAL PLANING

	Interest (%)		Minimum Invt. (Rs.)	Maximum Invt. s(Rs.)	Features	Tax benefits
Monthly Income scheme	8.40		1500	Single 4.5 lakh	5-year tenure,monthly returns	Nil
				Joint 9 lakh	5-year tenure,monthly returns	Nil
Recurring deposits	8.40		10	No limit	5 year tenure	Nil
Savings Account	4.00		50	No limit	10000 tax free Interest	Nil
5-year NSC-VIII Issue	8.50		100	No limit	No TDS	80C
10-year NSC-IX Isssue	8.80		100	No limit	TDS Applicable	80C
Time deposit	8.40-8.50		200	No limit	Available in 1;2;3;5 years	80C
Senior citizens savings scheme	9.20 payable quarterly		1000	15 lakh	5-year tenure,minimum age 60	80C
Public Provident Fund	8.70		500	1.5 lakh pa	15 year term,tax-free returns	80C
Employees’ Provident Fund	8.75				Till retirement	80C